Terms and Conditions

 Terms and Conditions

### Introduction

Welcome to Finotime.com. By accessing and using our website, you agree to comply with and be bound by the following terms and conditions. Please read them carefully. If you do not agree to these terms, please do not use our website.

### Use of Website

1. **Content Use:**
– The content provided on Finotime.com is for informational purposes only. We strive to ensure the accuracy and reliability of the information presented, but we do not guarantee its completeness, accuracy, or timeliness.
– You may use the content for personal, non-commercial purposes only. Any other use requires our prior written consent.

2. **User Conduct:**
– Users agree to use Finotime.com in a lawful manner and not engage in any conduct that may disrupt our website or harm other users.
– You are prohibited from uploading, posting, or transmitting any content that is unlawful, defamatory, offensive, or infringes on others’ rights.

### Intellectual Property

1. **Ownership:**
– All content on Finotime.com, including text, graphics, logos, images, and software, is the property of Finotime or its content suppliers and is protected by copyright and other intellectual property laws.
– You may not reproduce, distribute, or create derivative works from our content without our explicit permission.

2. **Trademarks:**
– “Finotime” and our logo are trademarks of Finotime.com. Other product and company names mentioned on the site may be trademarks of their respective owners.

### Links to Third-Party Websites

1. **External Links:**
– Finotime.com may contain links to third-party websites for your convenience. We do not endorse or assume responsibility for the content or practices of these external sites.
– Visiting linked sites is at your own risk, and you should review their terms and policies.

2. **Affiliate Links:**
– Some links on Finotime.com may be affiliate links. This means we may earn a commission if you make a purchase through those links. This does not affect the price you pay.

### Advertising

1. **Google AdSense:**
– Finotime.com participates in the Google AdSense program, which uses cookies to serve ads based on your visit to our site and other sites on the internet.
– You can opt out of personalized advertising by visiting Google’s Ads Settings. More information about how Google uses data can be found in Google’s Privacy Policy.

2. **Third-Party Ads:**
– Advertisements appearing on our website may be delivered by third-party advertising networks. These networks may collect information about your visits to provide relevant advertisements.
– We are not responsible for the content of these advertisements or the services and products they offer.

### Disclaimer and Limitation of Liability

1. **No Financial Advice:**
– The content on Finotime.com is not intended as financial, investment, or legal advice. You should consult a qualified professional for advice tailored to your specific situation.

2. **Disclaimer of Warranties:**
– Finotime.com is provided “as is” without any warranties, express or implied. We do not guarantee that our site will be available, error-free, or free of viruses or other harmful components.

3. **Limitation of Liability:**
– To the fullest extent permitted by law, Finotime.com, its affiliates, and their respective officers, directors, employees, and agents will not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the website.

### Changes to Terms

We reserve the right to modify these terms and conditions at any time. Changes will be effective immediately upon posting on this page. Your continued use of the website after any changes constitutes your acceptance of the new terms.

### Governing Law

These terms and conditions are governed by and construed in accordance with the laws of [Your Country/State]. Any disputes arising out of or related to the use of Finotime.com will be subject to the exclusive jurisdiction of the courts in [Your Country/State].

### Contact Us

If you have any questions or concerns about these terms and conditions, please contact us at [contact@finotime.com](mailto:contact@finotime.com).

### Important Notes:

1. **Personalized Ads**: Mentioning Google AdSense and explaining the use of cookies ensures compliance with their policies.
2. **Affiliate Disclosure**: Clear disclosure about affiliate links aligns with advertising guidelines and transparency requirements.
3. **Content and Liability**: Disclaimer sections protect against potential legal claims regarding the advice and information provided.